The primary benefit of any life insurance policy, including Indexed Universal Life Insurance, is the death benefit. In the unfortunate event of your passing, the policy provides a tax-free lump sum payment to your beneficiaries.
INDEXED UNIVERSAL LIFE
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Let us teach you about the instrument's that have been used by the wealthy for hundreds of years to keep generational wealth for future generations to come. Let us help you break free from the traditional banking system of today and structure you with the correct policy to suit you and your family’s current and future needs!
Unlike traditional investments, the cash value of an Indexed Universal Life Insurance policy is protected from market downturns. Even if the stock market experiences volatility or a decline, your policy's cash value will not be negatively affected.
Over time, the cash value of the policy will grow. This cash value can be accessed through policy loans or withdrawals. Borrow against the cash value of the policy using policy loans. Policy loans are generally tax-free, as they are considered loans rather than taxable income.
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WHOLE LIFE
INSURANCE
Whole Life Insurance, on the other hand, offers guaranteed cash value growth at a fixed interest rate determined by the insurance company. If you prioritize stable and predictable growth, Whole Life Insurance may be a better fit.
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